10 Ways Of Reducing The Risk Of Identity Theft

“What is in a name?” Shakespeare’s Juliet asked that question and decided that a name was unimportant. “A rose by any other name would smell as sweet” she pontificated. But, a great many people would disagree. A name is a first introduction, a means by which people remember you. It makes the first impression and it lingers well after you are gone. So, when you are getting married, in addition to deciding what cake to serve and what flowers to carry, you also have to make some weightier and, arguably, more important decision.

Now you can focus on your personal identifications. If you carry your social security card replacement in your wallet, you will need to contact the Social Security Administration through their fraud line at 1-800-269-0271. You should also contact your Motor Vehicles Bureau about your driver’s license. Make sure that you ask what documentation you will need to bring with you to have new identifications issued. Chances are that you will need to dig out your birth certificate. If you carry workplace identifications or security clearance cards, make sure that you notify your employer.

Think about it: how many kids do you know that use a credit card? How many youngsters under the age of 18 work on a regular payroll (where they get paid by check, not cash)? Not many, I’ll bet. How long do you think that person will be able to work or buy things using your child’s identity? Not long or not at all if you are vigilant from the beginning.

Then, simply pay as much above-and-beyond the minimum payment every month on that account until the balance is completely paid off. Then, go back to your list of credit card balances and find the next-highest interest rate. Use the amount of the monthly payment from the first card you paid off and add it to the minimum payment amount of your second social security card replacement. Apply this total amount towards the second card balance. You will probably be shocked at the speed in which your credit cards will be paid off! Plus, you will probably be even more surprised to see how much you’ll save by paying these debts off early!

Your identity is already out there all over cyber space, and there isn’t a thing you can do to change that. You will want to take these easy steps to protect yourself and your loved ones.

So you may want a professional to do it for you. You can simply go to Walgreens or somewhere similar, and have it done. The process should only take a few minutes, and your picture should be ready in an hour or two. And it costs about nine dollars if you go to Walgreens.

When packing your bags before a trip, avoid putting all of your money, cards and traveler’s checks in the same place. Spreading them out makes it less likely that you will lose everything in the event that you are robbed. The same goes for other valuables that you are bringing along, such as jewelry.

If you answered B to any of the questions above, you have some more soul searching to do. Take your time and don’t rush into anything. You do not necessarily have to change your name the minute after you are married – you can do it later. You want to be happy with your name. It is a part of you and you want to say it with joy and not cringe when you hear someone call you. If you change your name when you don’t really want to, it will be a daily source of frustration that could lead to more problems over time.

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